Fair Debt Collection Practices Act FDCPA Violations
The Fair Debt Collection Practices Act is a set of rules that debt collectors are “supposed” to adhere to in order to attempt to collect a debt legally. However, many debt collections companies violate these laws while playing the odds that the consumer will not retain legal services due to their strained financial situation.
At ADE we believe that access to legal services should never be a reason to be harassed or taken advantage of. That’s why as a part of the program we include legal services that will aggressively address any and all harassment and potentially secure a settlement from these dishonest collection companies for our clients at no additional cost.
Learn more visit the FTC’s Resource Page Below!
Fair Debt Collection Practices Act
The federal law of Fair Debt Collection Practices Act (FDCPA) limits the actions of debt collectors when it comes to collecting specific types of debts, such as mortgages, credits cards, medical debts, and others for family or household purposes. It prevents debt collection companies from using deceptive, unfair, or abusive practices to collect debts from consumers.
According to the FDCPA’s rule of debt validation, collectors must provide you with proper information about your debt on your initial communication or within five days of the initial communication. Many debt collection companies often violate these laws since they believe that consumers won’t have the finances to dispute their actions. Contact us for free legal services as part of our program!