What types of debts are covered? Your credit card debt, auto loans, medical bills, student loans, mortgage, and other household debts are covered. Business debts are not. Can debt collectors contact me any time or any place? No. Debt collectors can’t contact you at inconvenient times or places. They can’t contact you before 8 a.m. […]
If I dispute a debt that is being collected, can a debt collector still try to collect the debt from me?
No, if you dispute the debt in writing within 30 days of the initial communication the debt collector must stop all collection activity until it provides the required verification. Any debt collector who contacts you claiming you owe money on a debt is required by law to tell you certain information about the debt. That […]