So if you need debt relief and you check out google for research, you will find plenty of companies out their ready to enroll you in a program. The question is, is it the right program for you and your situation? No two people with debt problems are alike, and not all companies are created equal. It is extremely important to be in a program that best matches your situation and temperament so that you do not become discouraged half way through and drop out, and have to start anew.

So, how do you the consumer achieve this? The main thing is to find a credit counseling company whose counselors have been trained to ask you the right questions and also fully understand the way that each program offered works so that they can clearly explain it to you.

Honesty during the counseling session on the part of both the consumer and the counselor is very important. You do not want a counselor offering you a program that pays he or she the highest commission! Most credit counseling companies only offer one basic program. For example, National Debt Relief specializes in Debt Settlement, Debt Wave, specializes in Debt Consolidation also known as Debt Management.

American Debt Enders offers Debt Consolidation, Debt Settlement, Pay Day Loan Relief, Federal Student Loan Relief, Private Student Loan Relief and Debt Invalidation and rather than being generalists are also have individual counselors who are experts at each of these individual area. It is an approach that just gets better and better and says we are true experts at all forms of debt relief. The completion rate for all of our programs is among the highest in the industry, with drop outs usually occurring because of a life changing event.

I hope you have found this article to be helpful, and if you need guidance in matters concerning debt relief, please feel free to call. The counseling is always free.

Yours Truly,

Steven Ciantro
Consumer Advocate
American Debt Enders
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