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This is the ultimate program for those
who are no longer in debt
and serious about improving
there credit rating, Yes, Credit Restoration is possible, and you do not have to wait 7 years to remove negatives.
and rejoin the world of wise
credit users.
SIMPLY CLICK ON THE FORM
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READ ARTICLES ABOUT CREDIT RESTORATION:
Credit Restoration-Authorized User Accounts.
Authorized user accounts can be a valuable way to help someone in the credit restoration process.
Read the article for the full story.
Credit Restoration-Study Proves High Credit Report Error Rate
It is a fact that 70% of all credit reports contain errors. Are errors effecting your ability to achieve credit restoration
Read The Article For the Full Story.
Credit Restoration-Do it Yourself May Not Be Best.
The Do It Yourself approach may do more harm than good when it comes to credit restoration
Read The article for the full story.
Credit Restoration-Closing Open Accounts.
Their Is a Right Way and a Wrong Way to Close An Open Account
Read the article for the full story.
Credit Restoration-How To Fix A Credit Score Fast.
Their Is a Right Way and a Wrong Way to attempt a quick correction on a credit report
Read the article for the full story.
CREDIT RESTORATION RESOURCES:
The Fair Credit Reporting Act.
This is the law that regulates the world of credit reporting, and consumer protections regarding credit reports. You need this if you are going to try the credit restoration do it yourself approach.
Credit Reporting Organizations Act
This is the law that governs companies that perform Credit Restoration. Many people ask "Is Credit Restoration Legal. The answer is, as long as the company follows these rules, it is.
Fair Credit Billing Act
This is the law that regulates how companies that loan you money in any form, including banks, can bill you.
Credit Repair Services Act
This further defines the rules for companies that provide Credit Repair or Credit Restoration Services, and defines who is and who is not a credit repair organization.
Fair Debt Collection Practices Act
This law spells out what constitutes collection harassment by debt collectors attempting to collect a debt. It is important to note that it applies to "Debt Collectors" and not to the original lender. Just to note, there are State laws which address harassment by original lenders.
How To Get Your Credit Scores Free
This is an awesome site as a credit restoration tool. You register for free, and it will give you your credit scores free. It will also provide an overview analysis of your credit reports, but not individual creditor information. The site also has credit simulaion tools and more.
How To Get Your Free Annual Credit Report.
This is the only website authorized by law, to allow you to get your once a year credit report free. The site will let you pull a Trans Union, Experian and Equifax credit report once per year, as authorized by Federal law. The site does not provide credit scores free. For those, simply use the Credit Karma link above.
Website for Fair Isaccs Company, Creators of the FICO credit score, which is the most widely used scoring model today.
This website is filled with excellent information for getting the facts about credit scores. It contains information about what is, and is not included in your credit score, and they should know. Also, their are open moderated Credit Repair Forums, where consumers can ask questions and get answers about how to fix a credit score, and much more. It is a free site, you just register, and start learning.
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