Bad Credit Car Loan

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Since banks and credit card companies continue to put the screws to consumers in terms of lowering credit limits and raising interest rates, it has lowered the credit scores of the masses.

While six months ago your credit score may not have been an issue in terms of seeking auto financing, today may be a whole new ballgame, and worse, you did nothing to make the negative change happen. No, all you did was to continue to pay your bills on time, the banks took care of the rest while you were sleeping. And, oh yeah, I almost forgot, the politicians, also played a significant role.

The politicians, because the passage of the Credit Card Bill of Rights Act, is not slated to take effect until 2010. This gave the banks plenty of time to do their adjusting, so their profits would not be hurt, and your interest rates could go to outlandishly usurious levels, totally collapsing your credit score and costing you a fortune in additional interest.

So while the banks raked in your tax bail out dollars, the reality is, that the politicians did nothing to really protect you.

Please feel free to pass this article on to anyone you know who may be facing this problem, it just may be a lifesaver to them.

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Written By:
Steven Ciantro
Member National Association of Certified Credit Counselors
American Debt Enders
help@americandebtenders.com
877-766-2465

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